1. Click on the link below, then complete it online.
2. Have your jeweler provide an insurance evaluation/appraisal that includes a detailed description of each item and the retail replacement value. The cost of insurance is based on the jewelry's retail replacement value and the state and county you live in.
3. Use our rate calculator to determine your policy premium.
4. Send the completed, signed application to us, along with a copy of the insurance evaluation/appraisal and your premium payment or credit card information. Coverage will begin on the postmark date stamped on the envelope.

To apply now click here

https://www.jewelersmutual.com/pj/application/application.aspx

If you have any questions about the insurance coverage or how to obtain Personal Jewelry Insurance, contact a customer service representative, toll free, at (888) 884-2424.